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Checking & Savings Accounts

No monthly fee and no minimum daily balance required. Unlimited check writing. Stop by one of our branches or email us for more information about this convenient account. $100 minimum to open.

No minimum balance requirements and unlimited check writing and other debits, all for a flat $12 monthly fee. We also provide you with your checks and other perks. Pick up a Personal Accounts brochure, or request one by e-mail for details. $100 minimum to open.

Interest bearing and unlimited check writing with a $900 minimum daily balance. A $8 monthly fee applies if the balance falls below the minimum. This account requires $900 to open.

No monthly fees, unlimited check writing and debits if you maintain a $300 minimum daily balance. If your balance falls below the minimum, an $8 monthly fee will apply, and each debit over 20 will cost $0.20 each.

This unique account is available to those customers who have an aggregate daily balance of $10,000 or more in all of their accounts. Your first box of checks is free and you earn interest on your account! If your daily aggregate balance does fall below $10,000 a $10 monthly charge will apply. $100 minimum to open.

Our Money Market account pays interest based on tiered rates that increase with account balance. This account requires $2,500 to open and to be maintained as a minimum daily balance. A $13 monthly fee applies if balance falls below the minimum. Debit and transfer limits apply, please see account brochure for details.

Savings account requiring only a $300 minimum balance to avoid a $5 monthly fee. Debits from this account are limited to 6 per month. Additional debits are $1 each. Transfer limits apply, please see account brochure for details.$100 minimum to open.
Money laying on a check book.
First Trust & Savings Bank

At First Trust and Savings, our commitment to personal service goes beyond knowing your name... we want to understand your needs.

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24 Hour Telephone Banking:
(319) 828-1188

Oxford Branch

102 Augusta Avenue,
P.O. Box 486
Oxford, IA 52322

(319) 828-8000

(319) 828-8002

Coralville Branch

1831 2nd St.,
(Hwy 6 W.)
Coralville, IA 52241

(319) 828-8000

(319) 828-8002

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