Commercial / Business Accounts - First Trust and Savings Bank

Basic Business

No monthly maintenance fee and 25 debits free per month. If you use more than 25, they are only $0.20 each. If an average daily collected balance of $750 is maintained, the monthly service charge of $6 is waived. There is no charge for each deposit, and you can have 50 items deposited per month at no charge. Each item over 50 is $0.15 each.

Small Business

No monthly maintenance fee and 50 debits free per month. If you use more than 50, they are only $0.15 each. If an average daily collected balance of $3,000 is maintained, the monthly service charge of $8 is waived. There is no charge for each deposit, and you can have 50 items deposited per month at no charge. Each item over 50 is $0.10 each.

Business Plus

An account that can earn you interest! There is no monthly maintenance fee for this account, and no service charge with an average daily collected balance of $5,000. If the balance is below the minimum, a $10 charge will apply. You can write 50 checks or have other debits free per month, and any over 50 are only $0.15 each. Deposits are $0.25 each, and the first 50 items are free. Over 50, they are $0.10 each.

Commercial

For our larger business customers. No balance requirements and a low $20 monthly maintenance fee. Checks written and other debits are just $0.15 each. Deposits are $0.15 each, and $0.12 per item. Please come in to visit with us for details.