Holidays and Cutoff Times - First Trust and Savings Bank

2019 Holidays

Labor Day
Closed: Monday, September 2nd

Veteran's Day
Closed: Monday, November 11th

Thanksgiving Day
Closed: Thursday, November 28th

Christmas Eve
Close at 2:00PM: Tuesday, December 24th

Christmas Day
Closed: Wednesday, December 25th

New Year's Eve
Close at 3:00PM: Tuesday, December 31st

New Year's Day
Closed: Wednesday, January 1, 2020

In-Bank Transactions

All items received after 3:00pm will be posted to the account on the next day’s business. Transactions on Friday after the cutoff time or on Saturday will post Monday or the following business day.

ATM / Internet Banking Transactions

Transactions at the ATM or through internet banking are cut off at 2:00pm each weekday. Transactions after 2:00pm will post on the following business day.