Holidays and Cutoff Times - First Trust and Savings Bank

2016 Holidays

Memorial Day
Monday, May 30th - Closed

Independence Day
Monday, July 4th - Closed

Labor Day
Monday, September 5th - Closed

Veterans' Day
Friday, November 11th - Closed

Thanksgiving Day
Thursday, November 24th - Closed

Christmas Eve Day
Saturday, December 24th - Closed

In-Bank Transactions

All items received after 3:00pm will be posted to the account on the next day’s business. Transactions on Friday after the cutoff time or on Saturday will post Monday or the following business day.

ATM / Internet Banking Transactions

Transactions at the ATM or through internet banking are cut off at 2:00pm each weekday. Transactions after 2:00pm will post on the following business day.